In which of the following is an employee NOT covered under Workers' Compensation?

Prepare for the West Virginia Workers' Compensation Adjuster Test. Use flashcards and multiple-choice questions, complete with hints and explanations. Ace your exam!

An employee is not covered under Workers' Compensation if they are classified as an independent contractor. In the context of workers' compensation law, independent contractors are not considered employees of a business. Instead, they operate as self-employed individuals who provide services to clients or businesses under a contract. This distinction is crucial because workers' compensation insurance is designed to protect employees and provide benefits for work-related injuries or illnesses, while independent contractors, assuming they are properly classified, are responsible for obtaining their own insurance coverage.

Full-time employees, part-time contract workers (depending on their classification and agreements), and seasonal employees typically fall under the definition of employees in most jurisdictions, meaning they are eligible for workers' compensation benefits. In contrast, independent contractors often have more control over their work and business operations, which influences their exclusion from such protection under workers' compensation laws.

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