When can an employee's dependents receive WC benefits according to the general rules?

An employee's dependents can receive workers' compensation benefits when the employee sustains personal injuries that occur in the course of their employment. Workers' compensation is designed to provide medical benefits and wage replacement for injured workers, and in cases where the employee dies as a result of a work-related injury, their dependents are eligible for benefits. This provision ensures that families of workers who suffer fatal accidents at work receive necessary financial support to cover lost income and other related expenses.

The other options do not meet the criteria for dependents to receive benefits. If an employee voluntarily opts out of workers' compensation, they are no longer covered under the system, thus their dependents cannot claim benefits. Being temporarily laid off does not imply that the employee has sustained an injury, which is essential for benefit eligibility. Similarly, refusing medical treatment may impact the employee's benefits or claims but does not inherently provide a basis for dependents to receive compensation.