Who is required to carry Workers' Compensation coverage in West Virginia?

In West Virginia, the requirement to carry Workers' Compensation coverage is specifically established for employers who have one or more employees. This means that as soon as a business hires its first employee, it must obtain Workers' Compensation insurance. This coverage is critical to ensure that employees are protected in the event of work-related injuries or illnesses.

This requirement is in place to create a safer working environment and to ensure that employees have access to the necessary medical care and financial support if they suffer from work-related incidents. Understanding this requirement helps employers comply with state regulations and protect their workforce effectively.

The other options do not accurately capture the threshold for Workers' Compensation coverage in West Virginia, as there are no exemptions for agricultural employers with fewer than 5 employees or for employers with fewer than 3 employees. Therefore, only having one employee necessitates coverage under the law.